Bill showing amount due

Did you know about the “Prompt Pay” discount?



Disclaimer: This website and blog does not provide medical advice, diagnosis or treatment. Read full disclaimer.

Since being diagnosed with LADA Diabetes, medical bills have become commonplace.  My finances these days include paying all kinds of medical bills — bills for doctor visits, bills for labwork, and for medical durable supplies like an insulin pump.  Not to mention that I’ve become a regular at my local pharmacy, and also get mail order diabetic supplies too.

If you or a loved one has diabetes, I’m sure that you’ve also seen this spike in medical bills.  Before diabetes, medical expenses were infrequent for me.  Now it’s a regular part of my financial planning.

I’m frugal and I think every extra bit of savings adds up.  One discovery that I’ve made recently, is that you can get a discount just for paying on time!

That’s right, whether the bill is for $30 or $3000, if you can pay the bill in full by the due date, you may qualify for a “prompt” pay discount.

With your credit card or other payment method in hand, simply call the phone number on the bill, and ask them if you can get a prompt pay discount if you pay in full.

This saved me about $300 on my Medtronic Insulin pump.  The Medtronic bill doesn’t mention this discount, but the salesperson told me about it.  So when I got my bill, I called them up, and sure enough, they applied a discount!

This discount depends on the company, but typically varies between 5%-10%.

My local hospital offers this discount too, and actually states it on the statement:

Bill from hospital offers a prompt pay discount

I don’t know if any pharmacies or laboratories offer this policy.  But, I will continue to ask about it!  Every bit of savings helps!


  • If you can you pay the medical bill in full….. Don’t just pay it, ask for a discount.
  • Call up billing department with your credit card or checkbook in hand.
  • Ask if they offer a prompt payment discount if you pay the bill in full over the phone.

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